Your private banking and investment management services

Our investment management services and support are tailored around your individual circumstances and bespoke to you and your plans. Whether the ongoing management of your investments are undertaken on an advisory or discretionary basis, creating and maintaining the right investment strategy plays a vital role in securing your financial aspirations.

We can also open the door and provide access to an exclusive range of solutions that have been developed specifically for clients with more sophisticated banking, lending, deposit and self-directed trading solutions. Your St. James’s Place Partner will work with our Private Banking team to understand your current and future needs as well as your servicing preferences in order to create a solution that suits your individual circumstances.

The value of an investment with St. James’s Place will be directly linked to the performance of the investment selected and may fall as well as rise. You may get back less than you invested.

Custody & Safekeeping of your Wealth

We understand the need for you to be confident that your wealth is protected when you invest with us. Your assets will be under custody and safeguarded against insolvency with our carefully selected, strategic partners and large-size custodians.

Comprehensive details on the custody and safekeeping of your assets can be found in our Custody & Safekeeping factsheet available from your St. James’s Place Partner.

Advisory Investment Management

Our approach underpins and complements the quality advice and service provided by your St. James’s Place Partner. It allows them the freedom to focus on what they are best at – helping you plan, design and review your finances – supported
by the knowledge that the selection and vital day-to-day monitoring of those managing your money is being done by experts.

We recognise that no single investment house has a monopoly on investment expertise, so we carefully select a number of external managers of outstanding ability to manage our funds. Having selected the best fund managers within the appropriate investment company, the key is to monitor both the individuals and the company they work for to ensure they remain appropriate for the fund that they are managing.

Advantages of Advisory Investment Management

It gives us the freedom to select first-class managers from the global investment market to manage our funds on behalf of our clients.
By engaging with only external investment managers, there is no conflict of interest or investment bias.
It enables us to change any of these managers at short notice if we see a better investment manager, without any charges, or tax, or inconvenience to our clients.
It offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles.

The St. James’s Place approach to investment management only applies to St. James’s Place products and services.

Discretionary Investment Management

In a world that is changing more rapidly than ever before, a well-diversified portfolio is key to help create and maintain wealth, but it involves knowing where to invest, and when. Often, this requires time and expertise that is beyond

the scope of most private investors.

Delegating the investment process to a professional and experienced investment manager, while maintaining full control of your objectives, leaves yourself free to focus on other priorities that matter to you.

Your St. James’s Place Partner will gain a clear understanding of what you are looking to achieve from your wealth management strategy, and establish the level of risk you are comfortable taking. The portfolios we create will enable

you to focus on Asian markets or achieve more global exposure, providing you access to a comprehensive

choice of investment and currency options.

These portfolios are built by investing in carefully selected, actively managed funds, harnessing the expertise of

some of the best fund managers and investment companies around the world to capture opportunities

across all global markets and asset classes.

Investments are subject to investment risks. The value of a portfolio or an investment may fall as well as rise and you may get back less than you invested including the possible loss of the principal amount invested.

Self-directed Trading

We have partnered with a leading digital Swiss private bank with a global presence for our Private Clients in Asia. Swissquote provides our Private Clients a streamlined digital, global custody and trading platform for institutional and private investors which complements the services offered at St. James’s Place.

This includes:

Stocks
Fixed income
Commodities
ETFs
Indices
Options and futures

Our clients can utilise their digital platform for buying and selling of iinvestments, alongside with providing live account valuations and portfolio statements, which are not dissimilar to those within your St. James’s Place Online Wealth Account.

Additionally, under the Swiss Banking Act 2005, all cash accounts in all Swiss banks, including Swissquote, are covered by a deposit insurance scheme. This means that in an event of a bank becoming insolvent, deposits would be protected from third party creditors and be paid back to clients.

Structured notes and derivatives
Cryptocurrencies
Global funds
eForex

Investment-backed Lending

Working with Swissquote, we can also help you to develop a portfolio-based Lombard lending solution that offers you other financing alternatives. When you have short-term cash flow requirements, it may not be appropriate to encash long-term investments for a variety of reasons including tax treatment or market conditions. Under these circumstances, you will have access to borrow against your investments.

Please note that the services mentioned on this page will require referral to a service that is separate and distinct from those offered by St. James’s Place. Please get in touch with your St. James’s Place Partner for more information around the custodians and private banks we work with.

Helping you achieve your financial goals sooner

Creating and maintaining the right investment strategy plays a vital role in securing your financial aspirations.

We adopt a radical and effective solution to investing, offering our clients access to fund managers of outstanding ability and the opportunity to truly diversify their investment portfolio.

Have us contact you

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested.